Everyone recognises that a funeral can be
an expensive event. Most people do not realise, however, quite what the costs
will be. There are a wide array of funeral costs but it is the ones that aren’t
considered that actually tend to cost the most. One of the more expensive
elements of a funeral is buying the burial plot. This article considers the
costs of getting the right spot.
When to Buy
Buying a burial spot is something that
can be done well ahead of time. You can buy it for when you are ready to depart
and this can be a huge help to your family. A burial plot will potentially be
very expensive so buying in advance or at least adding funeral cover
to your life insurance will greatly ease the burden on your family when you depart.
Remember that if you wish to be buried in
the same area as family members, you will need to buy plots in advance to
ensure that you can have your wish. Buying multiple plots at once will usually
get you a discount, however.
How to Buy
1.
Choose your
Cemetery.
Choosing your cemetery will probably be an easy choice. It will
usually be somewhere with a close family connection and an aesthetic
surrounding. The prices of plots within a cemetery will vary hugely so be aware
of this.
2.
Look Around
Go to the cemetery and ask for a map of the available plots. Plots
will be available in many locations around the cemetery, but the ocean view
will be noticeably more expensive than the ones further from the sea.
3.
Compare Prices
Picking a few ideal spots and comparing the prices is a sensible idea.
You will find huge variations and sometimes it just isn’t practical to opt for
the ocean view.
4.
Consider the
Grave
The type of grave you opt for will also have a big impact on the value
of the plot. Consider whether you want a mausoleum, a flower garden, or a
cremation burials plot. If you are planning for a family tomb to be created
then there will need to be some significant planning carried out so you will have
to approach the cemetery well in advance of the first death.
5.
Consider Other
Fees
Many cemeteries will have opening and closing fees which aren’t
included in the cost of a plot. Be sure to consider the cost of the actual
burial because this expense could push your budget over otherwise.
6.
Inform the
Funeral Home or Buy Directly
If the funeral
and burial is an imminent event then be sure to inform the funeral home of your
decision to buy. They will then handle the purchase and the arrangements for
opening and closing along with those of the ceremony. If you are shopping for
future use then you can make the purchase of a plot directly with the funeral
home. In this case it is essential that you include this information in your
Last Testament and Will because otherwise the Executor may not carry out your
wishes.
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