Jul 21, 2019

Infographic : Natural Bug Repellent Tips



Now that the late summer heat is closing in, many of us will want to escape to the cool relief of indoors. However, this relief can be somewhat less sweet when you've got a home bug invasion on your hands. Bugs love the summer too, and these warm months are when many of them start to make an appearance. It can be tempting to resort to pesticides in this situation, but these chemicals are actually harmful to your pets and family as well. Instead, take advantage of these natural bug repellent tips from TurboTenant to beat the pests without chemicals.

Please include attribution to TurboTenant.com with this graphic.

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Jul 18, 2019

Buying a home? Know the Financial Prerequisites you must Consider

Buying a home is usually the biggest purchase we make in our lifetime. As soon as you decide to buy your home there are a lot of things line up for your considerations - a suitable locality, convenience, amenities etc. But the most important factor is the price tag. When you decide upon the budget of your flat, you must be having a lot of financial considerations in your mind.

Buying a home means a handsome amount of your hard-earned money will be spent. So, planning your finances well is the first and the most important step towards it. When I was about to buy my first home, a 2 BHK residential flat near Budge Budge, my financial adviser guided me to plan all the financial aspects for owning that home. Because the price tag is not the full story, many other financial issues may arrive that will determine your ownership of the flat.

So, check out the financial prerequisites that must be considered to make the process to go smoothly and quickly.

1. Sufficient down payment:

The down payment is the portion of the total sales price of your home that you have to pay to the seller to secure your purchase. Down payments range from 5% to 20%. The larger the down payment, the less you’ll owe on your mortgage each month and less interest you’ll have to pay. Mortgage lenders also require a down payment as it shows you are genuinely investing in a property.

2. Monthly mortgage payment:

After paying the down payment, you need to keep up with your mortgage. These monthly payments consist of a portion of your loan’s principal, which is the total amount borrowed, and interest, a percentage of the principal that goes to the lender. Here down payment can affect your interest rate as lenders will offer a lower rate to borrowers with larger down payments.

Also, the amount of down payment determines the amount of loan you can borrow. Though the exact amount will depend on the value of your home, the size of your down payment, the interest rate you qualify for and the length and terms of your loan. Lenders will look at your ability to repay the mortgage on time, so you should have a steady source of income and a good credit score.

3. Property taxes:

When you own a home, you pay your local, state, and federal governments specific fees to provide for the public services and amenities they provide. It should be paid regularly otherwise, you might owe a lump payment after the assessment of the taxes each year. Property tax depends on the home value. With a property tax calculator, you can see a home’s potential tax burden. Some pay property taxes directly to the Government monthly or annually, others include them in their monthly mortgage payments.

4. Memberships and utilities:

While buying a home, you must take a closer look at what it will cost to live in comfort. When you own the home, you are responsible for maintenance and repairs. Researching the average utility bills per month from the prior owners can be helpful to have an idea of how much it is going to cost you. The proper idea about utilities will help you to avoid paying any hidden charges.

5. Closing costs:

Closing costs are the expenses, over and above the price of the property, that buyers and sellers normally incur to complete a real estate transaction. Processing the papers for a home sale involves agencies at the private and government level. It is the last thing you pay before getting the keys. So, make sure you know each step of the way that you'll be signing and paying for when the property gets signed over. Altogether, they can come in at up to 5% of your home’s purchase price. This completes the financial transaction on a home sale.

Jul 16, 2019

Mixbooks Broad Range of Printed Products



Are you looking to delve into fun photo projects that include a photo book and a greeting card as well as calendar? Over the past three years, photo publishing agencies have provided a guide that has been tested and reviewed several online photo-printing websites. Mixbook has often been selected as the leading site. It has a broad range of printed products, including any element you can imagine having on a photo. It's also easier to use and more flexible when it comes to appending creativity in it. Here are additional benefits of using Mixbook to create memorable photo albums.

Enhanced Ease of Use

One of the advantages of using Mixbook is its ease of use. The site is relatively easy to maneuver. Users can have fun while employing their creativity and attempting to utilize various options the site provides in the designing of books. With a broad range of designs to select, Mixbook makes every element of photo album creation not only easy to find but to create. You can also come up with a high-quality product in a few minutes. Other than that, the site provides various options to assist in creating any book for a specific occasion.
image:pixabay.com/photos/blue-pink-wedding-card-invitation-1284240
Convenience

Another significant advantage you'll realize with Mixbook is that the site hands over overnight delivery when a user is in a hurry to get a book. Mixbook is not only convenient but allows users to choose standard delivery. As such, you can receive an order within a short time. The site also offers all products within a week of ordering. A user can rest assured that the ordering process won't be interfered with.

Support Team

Additionally, Mixbook employs technical services of a professional support team in serving its clients. The firm's live chat feature is reliable. It's also available all the time. Users can ask any questions when they need clarification. If you're in a hurry or have limited time to create your wedding invites with pictures, the site can get to you and deliver the order instantly.

Quality is Guaranteed

Mixbook is always on the lookout for quality. Their books are prominent for having a thick as well as a sturdy cover poised to provide protection to the photobooks for some significant amount of time. The cover image has an accurate display of various colors. This enhances the quality of the book. Besides, the organization has thousands of templates for you to select from for further creation of books. This gives clients a great chance to receive the best quality based on their preference.

Observing and Providing Excellent Customer Service

When you look at customer service in major online printing agencies, Mixbook is indisputable. The editors will assist in accessing online editing tools that allow an individual to evade the application of any photo editing software. As such, editors can easily manipulate various images exactly how you want them to be. You may use dial controls to adjust brightness and saturation.

When using Mixbook.com, you may not have to look for an icon for photo creation. You can invest in the best quality books using the app's features and the support of the customer service department.

How To Get Your Home Ready for Sale in Texas



Selling your home can be stressful and it may seem like there are endless items on your to-do list. It could save you time and energy idea to focus your efforts on targeted areas to improve your chances of selling home quickly and for top dollar in the state of Texas. 
steam cleaning waco tx
image:steamlocal.com/steam-local-waco-texas

Floors


The floors are one of the first things a buyer will look at when checking out prospective homes. If they are in good condition, this may have a positive impact. When talking about carpeting, this means you should get it deep cleaned. The most common way to do that is to use steam cleaning Waco TX. Hardwood floors may just need a polish, but if they are significantly deteriorated you should consider refinishing them.

Furniture

 

It is hard for a potential buyer to picture themselves in your home if it is still full of your stuff. If possible, consider removing as much furniture and clutter as you can before showing the property. Staging rooms with neutral furniture and on-trend pieces can be helpful if you have the budget. It may help to rent a storage unit for your belongings if you are unable to move into your new home just yet.

Facelift

 

The first impression your house gives can set the tone for how the rest of your property is perceived. Simple fixes like cleaning up your landscaping, repainting your shutters or adding a stone path can dramatically increase your curb appeal. Try your best to hook people before they even set foot inside! An easy eye-catching addition can be to make your own unique DIY house numbers.

If you want to close the deal on your house there are a few ways you can improve your chances of enticing a buyer. Even picking just a few of the ideas mentioned could have an impact.

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