Mar 7, 2016

Why Finding Registered Service in Electrical Repair Is a Must



Gambling with your electrical installation or repair needs on a company who is not registered is an almost guaranteed way to lose money. When shopping for a trusted company to handle your electrical services, it is of the utmost importance to hire a company that can prove that it is registered.

Unfortunately, there are electrical companies and contractors who are not registered for certain work in certain areas. This often results in poor quality and even more problems, but thanks to the Internet, finding a qualified electrician is actually rather easy. Here is a brief summary of why registration is important and how to make sure the company you are choosing is registered.
image:en.wikipedia.org
Why Does Registration Matter?
To be able to provide electrical work legally, a person or company must be registered with the government. This is in order to make sure that they the electrical work they do is within the building regulations of that area. Hiring a company that is registered also gives the customer some added security if something happens to go wrong. For example,electricians in Essex follow a different set of regulations than those in Belfast, and vice versa.

The last thing you want is to hire an unregistered electrical company and then get fined by the government, because the electrical workings of your building or home are not up to code. In order to avoid this, you need to make sure that the company you are hiring is registered locally. You can do this by checking their website or simply calling and asking them.

Be Extra Diligent
A good rule to follow to make sure that the electrical company you are hiring is registered is to ask them to prove it. Many of these company websites will claim they are registered, but just because they have it on their websites does not necessarily make it fact. It is not inappropriate to ask the company to show you the paperwork proving their registration. If you are sceptical about the legitimacy of an electrical company’s registration, make sure you see it in writing. 

Understand Mexican Auto Insurance Puzzle for Car Rentals



Car renting in Mexico is similar to renting in the U.S. You will find an array of models to select, but navigating through the country’s infamous mandatory insurance law needs to be researched carefully.

Image:mexicaninsurance.com
Similar rules for car rentals include -
·         Credit card
·         Driving license
·         Passport
·         Book a week prior to attain best rates
·         Drivers under 25 years pay more
·         Pickup & drop off, at the airport can cost 10% more
·         Check the vehicle and  mark every scratch or ding, so you never get charged

Remember Mexican car rental prices look amazingly cheap on websites, but insurance is not included. It can double or triple the rent price. Ignoring to invest is a foolish thing and is similar to buying a comprehensive package without being familiar of what you are buying.

Understand the Mexican car insurance puzzle
Various levels of coverage are provided by Mexican rental companies, but only one is obligatory and other products are optional.

·         Mandatory car insurance
Third party insurance - When renting a vehicle in Mexico, 3rd party insurance is legally compulsory. It covers 3rd party damages in case of collision, but does not cover renter’s liability for rented vehicle. Mexican authorities do not accept auto liability coverage issued in the U.S. or provided through credit car insurance. 

·         Optional insurance products
Collision damage waiver (CDW) - It covers the car damage in mishap with 10% deductible. This 10% charge is based on vehicles total retail value.
Loss damage waiver (LDW) - It is just like a full cover against damage or accident or theft with 0% deductible. In event of collision, you do not have to pay any damage caused despite the car’s value.
Personal accident insurance (PAI) - In this product, medical expenses of car occupants involved in an accident gets covered. However, you already carry travel insurance or some kind of health coverage so this is not needed.
Additional liability insurance (ALI) - The policy extends the coverage for damages to 3rd party.
Theft Protection (TP) - Coverage against car theft is basically covered with LDW or several credit card agencies cover this aspect in the offered policies, if you use credit card for payments. Check if it is applicable in Mexico.

To make things short, renters are responsible for rental vehicle damage, even if it is not due to their negligence. Mexican authorities have a right to detain you till financial matters get settled. If you lack third party liability coverage, then your memorable destination will include time spent in Mexican jail for some time.

Remember that when you decline some coverage, because of credit card coverage, buying it will offer ‘legal help’ or ‘bail bond coverage’. This can keep you away from going to jail under specific circumstances. Therefore, check small prints in every policy to make sure they provide rental car coverage in foreign countries, besides your own. Make sure that Mexico is not added in its exclusion list.

If you are unsure about what kind of coverage to buy, then visit https://www.mexicaninsurance.com/ for more information. In the end, it is personal choice to buy optional insurance products, but make sure you get third party liability insurance policy written by a licensed Mexican insurance company.

Mar 4, 2016

Fixing Damage If a Frozen Pipe Bursts



Fixing broken pipes can be a real problem, especially where frozen pipes are concerned because water will be everywhere, sometimes long before the problem is spotted. There may be times you can do a quick DIY repair, but sometimes it is trickier than you can imagine based on the location of the burst pipe and also the type of pipe in question. Fixing a metal pipe is different from fixing a rigid plastic pipe and unless you are proficient in solvent welding, plastic pipes might even be more difficult for you to work with. Then, once all is said and done, there is a need to begin a water damage repair assessment.

Image:uk.pinterest.com

Why Pipes Burst When Frozen

Today's society is highly mobile and people move about the country more often than ever before in the past. When moving from warmer climates like Tampa, FL to the frigid north, many don't understand how to prevent those pipes from freezing. If you haven't left your water running, you are in danger of having your pipes burst. When water freezes it expands and any water left in the pipes will expand and quite often burst unbeknownst to you. It might seem perfectly obvious to most people who are familiar with just how quickly pipes can freeze because they were born and raised in the north, but for those new to colder climates, nothing ever prepared them for this type of event.

The Location of the Pipe Impacts Water Damage Repair

The first thing you should do is either fix the pipe yourself or call a plumber to mend the pipe or pipes that froze up. Unfortunately, many times this is the least of your worries. Once the pipes have been repaired you'll need to assess how much damage has been done to the building as a result and if there is any structural damage as well. Quite often water will seep deep down into the foundation causing mold and mildew which may be almost impossible to correct unless professional measures are taken. If the water isn't noticed or found soon enough the wood supporting and framing, the foundation could rot away. Repairing water damage isn't always just a matter of cosmetics. Taking a rug out that was ruined from a frozen pipe bursting is a whole lot different than tearing out a wall and replacing boards behind the walls.
 
You have probably heard the old saying that "An ounce of prevention is worth a pound of cure." This is what you're up against when preparing for the cold winter months. Learn ways to prevent pipes from bursting, but if you are already confronted with this problem, it is best to get a professional on the job to ensure that no structural damage has occurred. If it has, acting quickly could save you many thousands of dollars.

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