Purchase Structured Settlements. Is it the Right Step?

Why many people think that purchasing structured settlements is a better idea than approving a lump sum payment? Actually, there are various reasons. The financial guarantee of getting regular payments over years and decades conceal the significance of a single lump sum payment that you might expend in a few months. People that suffer from unbearable injuries require life-long cure and they cannot finance that with a single payment.

Here are the benefits of purchasing structured settlements:

Financial steadiness
It’s assumed as the best characteristic that offered by structured settlement. If you have undergone a major injury, you will want medical treatments frequently. If you choose a lump sum payment, the money will fast run out.

Managing large amounts of money is not easy at all. This will draw off your finance and you will be left with little to pay for following medical treatments. If you purchase structured settlements; you’ll get fixed amount every quarter, six months, or a year. It will allow you to pay for medical costs even after ten years of signing the deal.

Better managing
Even if you don't have many medical expenses, there is still a possibility of too much spending money. A regular payment, in contrast, will make certain that you have money after five or ten years. If you have signed a life-long plan then this will be valid until your death.

Quicker payments
Purchase structured settlements and then you are capable to accept payments quickly. Defendants find it’s harder to pay up a large amount of money then paying in smaller portion.

These sorts of settlements are set and facilitated by insurance companies. It can eliminate any probability of hoax if you have signed up with a trustworthy institution.

You can also purchase structured settlements from more than a single company to defend against any upcoming chances of failure to pay if one company goes broke. There are protection clauses in annuity agreements that will guard you from any such scenarios but it is better to have a ready emergency plan. Purchasing structured settlements are able to conquer financial difficulties and pay medicinal expenditures over many years.

New Year Trumpets

It’s already approaching April; but I’ve still posted things that relate to new year. Sorry, I hope it would be okay with you all. Nearing new year moment every year, it’s a common thing to see vendors with paper trumpets for sale.

The photo was captured near a vegetable market in my husband’s hometown (Bumiayu, Central Java, Indonesia). I like the dragon-shaped trumpets that he carried. Did you buy trumpets for your new year’s night? I didn’t.

Happy Day on the Beach

A fun family portrait. Meet my SIL’s family; this photo was captured when they were on Pangandaran Beach (Ciamis, West Java, Indonesia). Playing with waves is always fun. Look at their happy faces!

Weekend Portrait

Winter Doesn't Necessarily Mean Burst Pipes

During winter, burst pipes are very common due to freezing of pipes. However, they can be prevented from occurring if you employ seasonal home maintenance in your plumbing system. The following are some ways on how to avoid frozen pipes.

1. Know Which Pipes are Potential from Freezing – Pipes exposed to open air, those found in the attics, garages, basements and other non-insulated areas are very prone to freezing. Bear in mind that even hot water pipes also freeze so you should check them out as well from time to time.
2. Insulate Water Pipes – In insulating water pipes, pay special attention on pipe with freezing potential. Pipes insulators are available in foam tubes which are fitted in every pipe inside the house. Installing them would prevent freezing pipes as they keep each pipe warm.


3. Do Extra Precautions When it is Extremely Cold – Keep some faucets open and maintain a moderate drip to prevent the pipes from freezing.
4. Avoid Pipes from Bursting – If your home insulating system breaks, it is necessary to drain water pipes to prevent the water from freezing thus preventing burst pipes. This can be done by turning off the main valve then opening all faucets in the household until water is completely drained.

Perform the aforementioned steps to spare yourself from spending high amounts due to damages caused by burst pipes. The winter season is not really the sole culprit why pipe freezes and bursts because how you protect the pipes inside your house from freezing by doing seasonal maintenance greatly matters. Contact your trusted plumbers now and ask more suggestions on how to prevent occurrence of bursting pipes.

Graffiti

Thanks to the street sweeper for keeping clean my city; but this time I want to write more about something else, vandalism and graffiti.

Vandalism is the cruel destruction or spoiling anything beautiful or respected. Graffiti itself is a common form of vandalism. Graffiti is the name for images or lettering scratched, scrawled, painted or marked in any manner on property. Graffiti may appear in the forms of simple written words to elaborate wall paintings.

Though vandalism/graffiti in itself is illegal, it is often also an important part of modern popular culture. In my opinion, the letters painted on the wall (in the photo) can’t be assumed as an art, since it doesn’t beautify the wall. It’s very irresponsible action!

Data source:wikipedia

My Father In Law

Meet my father in law, Kaseh. It’s a very short name, right? He’s still healthy in his age, eighty seven years old. But he already can’t hear well, I must speak louder near his ear or write down on paper to communicate with him; since he doesn’t like using a hearing aid tool. In his old age, he prefers to live alone at his own home; but he also loves travelling to visit his sons and daughters in Jakarta (capital city of Indonesia). Wish him good health!

Weekend Portrait