Apr 4, 2024

Affordable Options for Seniors Considering a Move to Virginia


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Virginia offers a unique combination of history, culture, and natural beauty, making it an appealing destination for seniors looking for a new place to call their sweet home. However, for seniors considering a move to Virginia, finding an affordable living option is crucial. This article aims to provide a fresh perspective on why this state is a favorable choice, focusing on affordable cities, housing options, and practical tips to ease the transition.

The Cost of Living

Virginia's cost of living presents a mixed bag. While some areas mirror the national average, others offer a surprisingly affordable lifestyle. Understanding these differences is key for seniors on a fixed income. Housing, healthcare, and groceries vary significantly from one city to another, but the state manages to balance affordability with quality living. This balance makes the state an attractive option for seniors aiming to stretch their dollars further.

Picture of a beautiful landscape, one of the benefits for seniors considering a move to Virginia

The overall cost of living is similar to the national average 

Most Affordable Cities for Seniors

Finding a city that aligns with your financial and lifestyle needs is the first step for seniors considering a move to Virginia. Cities like Roanoke, Lynchburg, and Danville stand out for their affordability.

In the heart of the Blue Ridge Mountains, Roanoke offers a lower cost of living than the national average, with housing costs particularly attractive. The median home price here is currently $251,000! Seniors can enjoy the scenic beauty and a tight-knit community feel without the hefty price tag.

Lynchburg, known for its charm, also ranks highly for affordability, especially in healthcare costs, which is a crucial factor for seniors.

With its revitalized river district and low housing prices, Danville provides an appealing blend of modern living and affordability. The median home price here is an amazing $138,000! Embracing change and overcoming anxiety will be easy if you choose this city! 

Affordable Housing Options for Seniors

When it comes to housing, Virginia provides a range of affordable options. Senior apartments, for instance, are a popular choice for those looking to downsize. These affordable apartments often come with added benefits like community events, which are perfect for staying active and making new friends.

While slightly pricier, independent living communities offer extensive amenities like housekeeping, meal plans, and on-site healthcare services. These can be an excellent choice for seniors valuing independence but seeking a sense of community.

Another option gaining popularity is co-housing, where seniors live in shared spaces, significantly reducing living costs. This setup promotes a community-oriented lifestyle, offering both privacy and social interaction.

Lastly, mobile homes present a less conventional but highly affordable housing solution, with several parks in Virginia catering specifically to seniors.

Financial Assistance and Savings Programs for Seniors Considering a Move to Virginia

Understanding the available financial assistance and savings programs is crucial. The state offers a variety of state and local initiatives to reduce living costs for seniors. For example, the Virginia Department for Aging and Rehabilitative Services provides programs that assist with healthcare, housing, and utility bills. Specifically, the Commonwealth Coordinated Care Plus program offers an integrated healthcare program for older adults, blending Medicare and Medicaid services.

In addition, the Real Estate Tax Relief Program for the Elderly and Disabled offers tax reductions for seniors meeting certain income and asset criteria. That can significantly lower the cost of living for seniors on a fixed income. Furthermore, many cities have their own programs providing further reductions in property taxes, utility bills, and access to affordable healthcare services.

If you plan to move to Falls Church, Virginia, you can benefit greatly from these financial assistance programs. Falls Church is not as affordable as the previously mentioned places. The median home price here is $724,000. However, with these assistance programs, it can be an achievable goal. Falls Church is also known for its community-focused lifestyle and high quality of life. That makes it an attractive option for those looking to blend urban convenience and small-town charm.

Picture of two people who are hugging
Seniors considering a move to Virginia financial assistance programs 

Lifestyle and Amenities in Affordable Areas

The lifestyle and amenities available in the most affordable areas can greatly enhance the quality of life for seniors.

For instance, Roanoke offers beautiful outdoor spaces and a strong arts scene, while Danville prides itself on its riverside walks and revitalized downtown area. These cities provide affordable living and ensure seniors have access to a community life, health care services, and leisure activities.

For those planning to enlist the help of senior movers, Virginia's supportive community services can make the transition smoother. Many local moving companies offer services tailored to the needs of seniors, ensuring a stress-free relocation process. This support is invaluable for seniors looking to settle into their new homes without hassle.

Tips for Seniors Making The Move

Moving can be a big decision, especially for seniors. Here are some tips to make the process more manageable:

  • Start planning early to avoid last-minute stress.
  • Downsize by sorting belongings and deciding what to keep, donate, or sell.
  • Use the services of movers specialized in assisting older adults.
  • Choosing the right heater for your space is also important. Virginia's climate varies, so finding a heating solution that matches your new home's size and layout can keep you comfortable year-round. 

Resources for Seniors Considering the Move to Virginia

Numerous resources are available to help seniors with every step of the process. Here are some valuable contacts:

  • Virginia Department for Aging and Rehabilitative Services: Offers comprehensive information on services and programs for seniors.
  • Senior Navigator: A nonprofit organization providing resources on healthcare, housing, and legal services for the state's seniors.
  • Local Area Agencies on Aging: Provide localized support and services for seniors across Virginia.
  • Interstate Relocation VA is a company with 80 years of experience specializing in senior moving, alongside many other useful services they offer. 

Picture of a senior on a phone call
There are resources specifically made to help seniors with their relocation


Virginia is a great destination for seniors seeking an affordable, comfortable retirement place. With its mix of financial assistance programs, vibrant communities, and practical moving tips, seniors can find a fulfilling lifestyle that doesn't strain their budgets. Seniors considering a move to Virginia will be happy that they decided to move to The Old Dominion.

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